State of New York Mortgage Agency (SONYMA) Target Areas by Census Tract

Listing of SONYMA target areas by US Census Bureau Census Tract or Block Numbering Area (BNA).
The State of New York Mortgage Agency (SONYMA) targets specific areas designated as ‘areas of chronic economic distress’ for its homeownership lending programs. Each state designates ‘areas of chronic economic distress’ with the approval of the US Secretary of Housing and Urban Development (HUD). SONYMA identifies its target areas using US Census Bureau census tracts and block numbering areas. Both census tracts and block numbering areas subdivide individual counties. SONYMA also relates each of its single-family mortgages to a specific census tract or block numbering area.
New York State identifies ‘areas of chronic economic distress’ using census tract numbers. 26 US Code § 143 (current through Pub. L. 114-38) defines the criteria that the Secretary of Housing and Urban Development uses in approving designations of ‘areas of chronic economic distress’ as: i) the condition of the housing stock, including the age of the housing and the number of abandoned and substandard residential units, (ii) the need of area residents for owner-financing under this section, as indicated by low per capita income, a high percentage of families in poverty, a high number of welfare recipients, and high unemployment rates, (iii) the potential for use of owner-financing under this section to improve housing conditions in the area, and (iv) the existence of a housing assistance plan which provides a displacement program and a public improvements and services program.
The US Census Bureau’s decennial census last took place in 2010 and will take place again in 2020. While the state designates ‘areas of chronic economic distress,’ the US Department of Housing and Urban Development must approve the designation. The designation takes place after the decennial census.

美国人口普查局依据人口普查区或区块编号区域（BNA）编制的SONYMA目标区域清单。纽约州抵押贷款机构（SONYMA）针对被认定为‘长期经济困境区域’的特定地区，实施其住宅贷款计划。各州在获得美国住房和城市发展部（HUD）部长批准后，确定‘长期经济困境区域’。SONYMA通过美国人口普查局的普查区和区块编号区域来识别其目标区域。普查区和区块编号区域将单个县划分成更小的区域。SONYMA还将其每一笔单户住宅抵押贷款与特定的普查区或区块编号区域相联系。纽约州通过普查区编号来识别‘长期经济困境区域’。美国法典第26编第143条（截至公法114-38）规定了住房和城市发展部部长在批准‘长期经济困境区域’认定时使用的标准，包括：i）住房存量状况，包括住房的年龄以及废弃和不合格住宅单元的数量；（ii）根据人均收入低、贫困家庭比例高、福利领取者数量多和失业率高的指标，显示区域居民对业主融资的需求；（iii）使用业主融资改善该区域住房条件的潜力；（iv）存在一项住房援助计划，该计划提供搬迁计划和公共改善及服务计划。美国人口普查局的十年一次的普查上次在2010年进行，下一次将在2020年进行。尽管州政府指定‘长期经济困境区域’，但住房和城市发展部必须批准该指定。指定在十年一次的普查之后进行。