Can the Unemployed Borrow? Implications for Public Insurance
收藏NBER2020-04-01 更新2025-01-04 收录
下载链接：
https://www.nber.org/papers/w27026
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资源简介：
We show that unemployed individuals maintain significant access to credit. Following job loss, the unconstrained borrow, while the constrained default and delever. Both defaulters and borrowers are using credit to smooth consumption. We quantitatively show that long-term credit relationships and
提供机构：
美国国家经济研究局
创建时间：
2020-04-01
