Saving More to Borrow Less: Experimental Evidence from Access to Formal Savings Accounts in Chile
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https://www.nber.org/papers/w20239
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资源简介：
Poverty is often characterized not only by low and unstable income, but also by heavy debt burdens. We find that reducing barriers to saving through access to free savings accounts decreases participants' short-term debt by about 20%. In addition, participants who experience an economic shock have
提供机构：
美国国家经济研究局
创建时间：
2014-06-01
