Saving More to Borrow Less: Experimental Evidence from Access to Formal Savings Accounts in Chile
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Poverty is often characterized not only by low and unstable income, but also by heavy debt burdens. We find that reducing barriers to saving through access to free savings accounts decreases participants' short-term debt by about 20%. In addition, participants who experience an economic shock have
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美国国家经济研究局创建时间：
2014-06-01
