Largest fintech companies worldwide 2024, by market cap

Fintech companies headquartered in the United States and China lead the ranking of the largest fintech companies worldwide by market capitalization. As of January 2024, the two largest companies were the payment companies Visa and Mastercard, both headquartered in the United States, with a market capitalization of roughly 520 and 396 billion U.S. dollars, respectively. Intuit, a company that develops financial, accounting, and tax preparation software, ranked third, and Chinese Tencent ranked fourth with a market capitalization of 146 billion U.S. dollars. European-headquartered companies, such as Stripe, Adyen, and Revolut, were also among the top fintech companies by market capitalization. United States: the land of unicorns The fintech sector is famous for being filled with successful companies that have turned into unicorns. The term unicorn refers to a privately held startup company that has a valuation that exceeds one billion U.S. dollars. The United States had not only the largest fintech companies, but also the highest number of fintech unicorns. In addition, five out of the ten most valuable fintech unicorns were headquartered in the United States. Do people trust fintech companies? Fintech companies offer financial services similar to those offered by banks or wealth managers. However, this new way of providing financial services is not equally trusted by everyone. A survey conducted in 2021 in the United States, for instance, showed that trust in fintech companies compared to banks varies based on age group: People aged between 18 and 24 appeared to be more likely to trust fintech companies, while people aged 65+ trust banks more.

美国和中国总部设立之金融科技公司，在全球市值最大的金融科技公司排名中位居前列。截至2024年1月，市值最大的两家公司分别为总部位于美国的支付公司Visa和Mastercard，其市值分别约为5200亿和3960亿美元。位居第三的是开发财务、会计和税务准备软件的Intuit公司，而中国的腾讯则以1460亿美元的市值排名第四。总部位于欧洲的公司，如Stripe、Adyen和Revolut，也跻身市值最大的金融科技公司之列。美国：独角兽之国金融科技领域以其孕育众多成功企业而闻名，这些企业最终成长为独角兽。独角兽一词指代估值超过10亿美元的私有初创公司。美国不仅拥有最大的金融科技公司，而且拥有最多的金融科技独角兽。此外，在市值最高的十家金融科技独角兽中，有五家总部设在美国。人们对金融科技公司是否信任？金融科技公司提供的金融服务与银行或财富管理公司提供的类似。然而，并非所有人都能同等程度地信任这种新型的金融服务方式。例如，2021年在美国进行的一项调查显示，不同年龄群体对金融科技公司与银行的信任度存在差异：18至24岁的人群似乎更倾向于信任金融科技公司，而65岁以上的人群则更信任银行。