Solvency ratio of life insurers in India March 2023

As of the end of March 2023, Bajaj Allianz Life Insurance Company Ltd. had the highest solvency ratio of 5.16 percent. Whereas, Life Insurance Corporation of India had a solvency ratio of 1.87 percent. A higher solvency ratio indicates that the insurer is more likely to pay claims and manage financial costs. The solvency ratio factors in net income, depreciation, and liabilities of the insurer.

截至2023年3月底，巴贾杰·阿里安兹人寿保险公司有限公司的偿付能力比率高达5.16%。相比之下，印度人寿保险公司（Life Insurance Corporation of India）的偿付能力比率为1.87%。偿付能力比率之高意味着保险公司更有可能支付索赔并管理财务成本。偿付能力比率综合考虑了保险公司的净收入、折旧和负债。