Number of homes sold for cash in the U.S. 1988-2023

Despite the housing market in the United States slowing in 2022, the number of cash transactions increased. One of the main reasons for this was the substantial increase in mortgage rates, making a cash purchase the better option for the home buyers who could afford it. About 56,000 cash home sales took place in 2023, which was one in ten housing transactions. It was also one of the highest figures recorded since 1989.

尽管美国房地产市场在2022年增速放缓，但现金交易的数量却有所上升。其主因之一是抵押贷款利率的显著上涨，使得对于有能力支付现金的购房者而言，现金购买成为更优的选择。2023年，大约发生了56,000笔现金房屋销售，占住房交易总数的十分之一，这一数据也是自1989年以来所记录的最高值之一。