Endogenous Mortgage Choice, Borrowing Constraints and the Tenure Decision
收藏NBER1995-03-01 更新2025-01-04 收录
下载链接：
https://www.nber.org/papers/w5074
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Earlier research has shown that lender income and wealth constraint ratios discourage homeownership. This empirical research has been based on home purchasers using an 80 percent loan-to-value (LTV) fixed-rate conventional loan. Employing the same assumption, we find that the constraints lowered the
提供机构：
美国国家经济研究局
创建时间：
1995-03-01
