Total balance of federal student loan debt in forbearance U.S. 2021-2023

Due to the impact of the COVID-19 pandemic, starting on March 13, 2020, the U.S. federal government paused payments on federal student loans, moving billions of dollars of student debt into forbearance. Forbearance means that no payments need to be made, with the interest rate set to zero percent. As of Q2 2023, the majority of federal student loans, totaling 1082.2 billion U.S. dollars, remained in forbearance. However, loan repayments and interest rates restarted in October 2023.

鉴于 COVID-19 大流行所带来的影响，自 2020 年 3 月 13 日起，美国政府暂停了联邦学生贷款的还款，将数以亿计的学生债务转入宽限期。宽限期意味着无需进行还款，且利率设定为零。截至 2023 年第二季度，绝大多数联邦学生贷款，总额高达 1082.2 亿美元，仍处于宽限期状态。然而，自 2023 年 10 月起，贷款还款及利率重新启动。