Tracing the Impact of Payment Convenience on Deposits: Evidence from Depositor Activeness
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How slow are bank transfers, and how do transfer delays affect deposit demand? Using transaction-level data from millions of depositors, we measure transfer delays by matching debits and credits across accounts held by the same depositor. Shorter delays correlate with more transfers and lower
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美国国家经济研究局创建时间：
2026-08-01
