Regions or countries believed to be the most likely to innovate payments 2022-2027

Respondents from Asia-Pacific had a different opinion on which area in the world is to be a hotbed for payments innovation than those from the Americas. When asked in a survey held during a fintech event, the United States was seen by most attendees to be the most likely geography in the world for payments innovation. Notable, however, are the responses from Asia-Pacific attendees: They placed India and Japan far higher than their counterparts from the Americas or the EMEA. To some extent this is not uncommon, as respondents generally favored their own areas. EMEA attendees, for example, were more likely to name "Africa", while respondents from the Americas looked at South America. The source mentions, however, that the answers given by the Asia-Pacific respondents were "marked[ly]" different. This is likely caused by the UPI, or the Unified Payments Interface, in India, a digital payments infrastructure rolled out by the country's central bank and is believed to the biggest real-time payment scheme in the world.

亚太地区的受访者对于全球哪个地区将成为支付创新的热点持有与美洲受访者截然不同的观点。在一项于金融科技活动中进行的调查中，大多数与会者认为美国是全球支付创新最有可能发生的地理区域。然而，值得注意的是亚太地区与会者的回应：他们将印度和日本的位置远远高于美洲或EMEA地区的受访者。在某种程度上，这种现象并不罕见，因为受访者普遍偏爱自己的地区。例如，EMEA地区的与会者更可能提及“非洲”，而美洲的受访者则会关注南美洲。然而，文中提到，亚太地区受访者的回答是“显著”不同的。这可能是由于印度的统一支付接口（UPI），这是一项由该国央行推出的数字支付基础设施，并被认为是世界上最大的实时支付方案。