Banks as Liquidity Providers: An Explanation for the Co-Existence of Lending and Deposit-Taking
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This paper addresses the following question: what ties together the traditional commercial banking activities of deposit-taking and lending? We begin by observing that since banks often lend via commitments, or credit lines, their lending and deposit-taking may be two manifestations of the same
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美国国家经济研究局创建时间：
1999-02-01
