Top retail loan type India 2023, by volume

As of June2023, personal loans dominated the retail loans market in India by the count of active loans with a share of 20.8 percent. The segment was followed by credit card with around 18.5 percent. Auto loans ranked the lowest in terms of volume. Retail loans are loans given to individual consumers for various reasons such as purchase of property, vehicles, consumer durables, funding education etc.

截至2023年6月，印度零售贷款市场以活跃贷款数量计，个人贷款占据了主导地位，占比达到20.8%。紧随其后的是信用卡贷款，其市场份额约为18.5%。在贷款规模方面，汽车贷款位居最低。零售贷款是指针对个人消费者，因购买房产、车辆、耐用消费品或教育资金等多元化需求而提供的贷款。