Farm Ownership Loans (Direct and Guaranteed)

"The Farm Service Agency (FSA) makes farm ownership loans to farmers and ranchers who are temporarily unable to obtain private, commercial credit at reasonable rates and terms. Farm ownership loans are used to purchase farmland, construct and repair buildings, and make farm improvements.

Both guaranteed and direct loans are available through this program. FSA guaranteed loans provide lenders (e.g., banks, Farm Credit System institutions, credit unions) with a guarantee of up to 95 percent of the loss of principal and interest on a loan. The maximum FSA guaranteed farm ownership loan is $1,302 ,000 (adjusted annually based on inflation). Your lender can tell you if a guarantee is the right loan for you.

Applicants who are unable to qualify for a guaranteed loan may be eligible for a direct loan from FSA. Direct loans are made and serviced by FSA officials using government funds. FSA provides direct loan customers with supervision and credit counseling so that they have a greater chance to be successful. The maximum direct farm ownership loan is $300,000."This record was taken from the USDA Enterprise Data Inventory that feeds into the https://data.gov catalog. Data for this record includes the following resources: Farm Ownership Loans (Direct and Guaranteed) For complete information, please visit https://data.gov.

美国农场服务局（FSA）向暂时无法以合理利率和条件获得私人商业贷款的农民和牧场主提供农场所有权贷款。农场所有权贷款用于购买农田、建设与修缮建筑物以及改善农场。该计划下提供担保贷款和直接贷款两种形式。FSA担保贷款为贷款人（例如，银行、农场信贷体系机构、信用合作社）提供最高达贷款本金及利息损失的95%的担保。FSA担保的农场所有权贷款最高金额为1,302,000美元（根据通货膨胀情况每年调整）。您的贷款人可以告知您担保贷款是否适合您。无法符合担保贷款资格的申请人可能符合FSA直接贷款的资格。直接贷款由FSA官员使用政府资金发放并服务。FSA为直接贷款客户提供监督和信用咨询，以提高其成功的机会。直接农场所有权贷款的最高金额为300,000美元。本记录来自美国农业部企业数据清单，该清单数据输入到https://data.gov目录。本记录的数据包括以下资源：农场所有权贷款（直接和担保）。欲获取完整信息，请访问https://data.gov。