Market Power in Mortgage Pricing: the Role of Referral Lending
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下载链接：
https://www.nber.org/papers/w35015
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资源简介：
Despite intense competition among mortgage lenders, borrowers face substantial price dispersion. We argue that realtorloan officer referral networks are a key source of lender market power: by steering homebuyers toward a small set of loan officers, these networks restrict effective borrower choice
提供机构：
美国国家经济研究局
创建时间：
2026-04-01
