Opinion of banks whether to adopt digital assets (crypto, stablecoin, CBDC) 2023-2025

More than half of global banks survey in 2023 were either involved in a pilot involving digital assets or kept a close eye on what is happening in the market. The source listed this as "significant curiosity" but did add that none of the banks they had interviewed offered any services surrounding central bank digital currency (CBDC), stablecoins, or cryptocurrency. It adds this may stem from industry uncertainty, as not many business cases were observed.

在2023年的全球银行调查中，超过一半的银行参与了涉及数字资产的试点项目，或密切关注市场动态。资料来源将其描述为‘显著的兴趣’，但补充指出，他们所采访的银行中，没有一家提供关于央行数字货币（CBDC）、稳定币或加密货币的服务。此外，这一现象可能源于行业的不确定性，因为观察到的商业案例并不多。