Pay Now, Buy Never: The Economics of Consumer Prepayment Schemes
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https://www.nber.org/papers/w34918
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资源简介：
Prepaid consumption is a common feature of modern consumer markets and is often presented as a mutually beneficial arrangement: consumers receive upfront discounts, and firms secure future sales. We analyze a large-scale Pay Now, Buy Later (PNBL) program in which consumers prepay for restaurant
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美国国家经济研究局创建时间：
2026-03-01
