Pre-Foreclosure

# ATTOM Pre-Foreclosure Data – Nationwide Mortgage & HOA Default Records ## Overview ATTOM Pre-Foreclosure Data provides nationwide coverage of mortgage- and HOA-related pre-foreclosure activity across nearly 3,000 counties in the United States. The dataset includes Stage 1 (Default) and Stage 2 (Auction) of the foreclosure process, delivering detailed insight into properties prior to bank possession. Mortgage-related historical data dates back to 2005, with HOA foreclosure data available from 2021 onward. ## Coverage & Scale - 27,240,986 total pre-foreclosure records - Coverage across 3,005 counties - Nationwide availability - Daily updates - 103 data columns ## What the Dataset Includes At minimum, each record includes: - Foreclosure type - Recording or published date - Situs address, city, county, state, and ZIP - Auction date (when applicable) The dataset includes both mortgage defaults initiated by lenders and HOA defaults initiated by homeowners associations. Records are collected through a nationwide network of aggregators who gather and review instruments in person or online, ensuring foreclosure language is interpreted based on wording and state law rather than relying solely on county indexes. ## Foreclosure Stages Covered - Stage 1: Default (Notice of Default or Lis Pendens, depending on state law) - Stage 2: Auction (public notice of foreclosure sale) ATTOM defines pre-foreclosure as these first two stages, prior to the bank taking possession of the property. ## Availability - Updated daily - Nationwide, state, and county units of sale

搜集汇总

背景与挑战

背景概述

ATTOM止赎前数据集提供全美近3000个县的抵押贷款和业主协会违约活动记录，涵盖止赎流程的违约和拍卖阶段，数据可追溯至2005年并每日更新。它包括超过2700万条记录和103个数据列，详细记录了房产地址、拍卖日期等信息，基于全国网络收集，确保法律术语的准确解读。