US Flood risk, Cost of insurance by zipcode | Sample

Access Detailed Insurance Expense Data for Climate-Sensitive Properties. Explore comprehensive data on the risk-dependent expenses of insurance for properties located in climate-sensitive zones, with an emphasis on coastal and flood-prone areas. This dataset provides valuable insights into the financial aspects of insurance costs, covering periods both before and after government subsidies administered through FEMA (Federal Emergency Management Agency). Updated annually, the 2023 dataset includes various elements such as subsidy amounts, policy types, and specific flood hazards associated with each ZIP code.

## Dataset Components:

- **Risk Profiles by ZIP Code**: Detailed analysis of specific flood perils, including the likelihood of coastal and inland floods.
- **Government Subsidies**: Information on FEMA-facilitated subsidies for high-risk properties, with comparative data on insurance costs pre and post-subsidies.
- **Insurance Policy Types**: Comprehensive data on various policy types considered for subsidies, offering a nuanced view of the insurance landscape in climate-prone regions.

## Primary Fields Included:

- ZIP Codes
- Aterio Unique ID
- County
- City
- CBSAs (Core-Based Statistical Areas)
- State
- Latitude/Longitude

## Why Choose Aterio?

- **Geographical Focus**: The dataset focuses on areas vulnerable to climate-related risks, especially coastal and flood-prone regions.
- **Yearly Updates**: Annual updates ensure access to the latest trends and information on insurance costs and government interventions.

搜集汇总

背景与挑战

背景概述

该数据集提供美国洪水易发区按邮政编码划分的保险成本样本数据，重点关注沿海等气候敏感区域。它包含FEMA政府补贴前后的保险费用对比，并每年更新风险概况、补贴政策和保险类型等信息。