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Invisible Primes: Fintech Lending with Alternative Data

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NBER2022-03-01 更新2025-01-04 收录
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https://www.nber.org/papers/w29840
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资源简介:
We exploit anonymized administrative data provided by a major fintech platform to investigate whether using alternative data to assess borrowers' creditworthiness results in broader credit access. Comparing actual outcomes of the fintech platforms model to counterfactual outcomes based on a
创建时间:
2022-03-01
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