IMPROVINGTHESYSTEMFORREFINANCINGUNSECUREDMICROLOANSATBANKS
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Thisarticleanalyzestheeconomicsignificanceandpracticaleffectivenessoftheunsecuredmicroloanrefinancingsysteminprovidingfinancialsupporttoentrepreneurs.Thestudysubstantiatesthathighcollateralrequirementsareamongthemainfactorslimitingsmallbusinessesaccesstofinancialresources.Ithighlightstheroleofunsecuredmicrocreditrefinancingmechanismsinensuringbankliquidity,distributingcreditrisks,reducinginterestrates,andexpandinglendingvolumes
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Zenodo创建时间：
2026-02-24
