Market Risk Indicators

**Overview**
Market Risk Indicators predict the probability of a home price decline over the next 12-month period.

Market Risk Indicators delivers monthly data based on the latest economic and housing analytics, along with a probability for two price decline severities. The resulting score demonstrates the probability of a ≥ 10% price decline and < 10% price decline, and is used by real estate professionals to gain detailed insight on housing markets.

Market Risk Indicators was developed by the same data scientists that created the Cotality HPI and HPI Forecast. Extensive CBSA economic data is included in these indicators.

**Use cases**
- **Risk Analysis** - Market Risk Indicators allow businesses to assess the risk associated with investing in a particular housing market. By predicting the probability of a home price decline, businesses can make more informed decisions about where to invest their resources.
- **Asset Valuation** - By predicting future price declines, Market Risk Indicators can help businesses validate the current value of their real estate assets. If a significant price decline is predicted, a business may choose to sell an asset before its value decreases.
- **Market Analysis** - Market Risk Indicators provide valuable information about overall market trends. This information can help businesses understand the health of the housing market, identify emerging trends, and make strategic decisions based on this information.
- **Demand Forecasting** - The probability of a price decline can also be used to forecast demand in the housing market. If a significant price decline is predicted, this could indicate that demand for housing in that area may decrease in the future.
- **Regulatory Reporting** - Businesses in the financial sector are often required to report on the risks associated with their investments. Market Risk Indicators can provide the data needed for this reporting.
- **Quantitative Analysis** - Market Risk Indicators provide quantitative data that can be used in a variety of analyses. For example, businesses can use this data to conduct a risk assessment of their real estate portfolio, to model potential scenarios, or to evaluate the impact of different strategic decisions.

**Product details**
- Datasets represented include MRI by CBSA and MRI by State.
- Sample fields include Price Decline Probability >= 10%, Price Decline Probability < 10%, Unemployment Rate, Current Annual Population Growth Rate, Months Supply of Active SFR MLS Listings, Price Volatility, Percent Distressed and Percent High LTV.

搜集汇总

背景与挑战

背景概述

该数据集提供基于经济和住房分析的月度预测数据，计算未来12个月内房价下跌≥10%和<10%的概率，主要用于房地产风险评估、资产估值和市场趋势分析。包含CBSA地区和州级数据，涵盖失业率、人口增长率等关键指标。