Models Behaving Badly: The Limits of Data-Driven Lending
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https://www.nber.org/papers/w29205
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资源简介：
Data-driven lending relies on the calibration of models using training periods. We find that this type of lending is not resilient in the presence of economic conditions that are materially different from those experienced during the training period. Using data from a small business fintech lending
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美国国家经济研究局创建时间：
2021-09-01
