On the Rise of FinTechs – Credit Scoring using Digital Footprints
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We analyze the information content of the digital footprint information that people leave online simply by accessing or registering on a website for predicting consumer default. Using more than 250,000 observations, we show that even simple, easily accessible variables from the digital footprint
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美国国家经济研究局创建时间：
2018-04-01
