Data for: Nigeria’s Working Poor Households - Characterizing Factors and Proposals for Welfare Programs

The paper focuses on the increasing incidence of working poor families in Nigeria. Data from the ILO and NBS suggest that, not only is the number of working poor families in Nigeria increasing, it is increasing despite governments efforts at increasing the number of jobs created through the National Economic Recovery Growth Plan (ERGP). This point to the assertion that, removing working poor families out of poverty will not solely depend on their being employed. The paper uses data from Nigeria’s General Household Survey (2018/2019 to characterize inducing factors of working poor families in Nigeria. The estimated results suggest that female – headed households, polygamous and divorced households, individuals who have never been married, size of employment establishment, and household expenditures, are inducing factors of the increase in working poor families in Nigeria. We recommend the supplementing of working poor families incomes through Living wage Laws and the establishment of a Contributory Savings Accounts. Extending health coverage through the establishment of State Health Insurance Schemes and the provision of affordable and quality housing through a state guaranteed Mortgage Schemes.

本文聚焦于尼日利亚低收入工作家庭数量的日益增加。国际劳工组织（ILO）和尼日利亚国家统计局（NBS）的数据表明，尼日利亚低收入工作家庭的数量不仅在增加，即便在政府通过国家经济复苏增长计划（ERGP）努力增加就业岗位的情况下，这一增长趋势也并未得到遏制。这一现象指向了以下论断：将低收入工作家庭从贫困中解脱出来，并不仅仅取决于他们是否就业。论文利用2018/2019年尼日利亚全国家庭调查（General Household Survey）的数据，来描绘尼日利亚低收入工作家庭形成的原因。估计结果指出，女性主导的家庭、一夫多妻和离婚家庭、未婚个体、就业机构的规模以及家庭支出，是尼日利亚低收入工作家庭数量增加的诱因。我们建议通过实施生活工资法律和建立缴费型储蓄账户来补充低收入工作家庭收入。通过设立州级医疗保险计划来扩大健康覆盖范围，并通过州级担保的按揭贷款计划提供负担得起且质量上乘的住房。