梧桐—定制模型分

梧桐定制模型分通过移动侧模型部署、多方安全计算提供服务。结合移动侧消费类-主要为客户使用手机的各项功能消费情况(账单)、稳定类-主要衡量客户持有设备、号码的波动(入网时长)、异常类-异常使用行为(欠费停机)数据等，发挥运营商底层数据优势构建定制模型，助力信息核验风险评估等金融场景，帮助金融企业提升风险防控水平。Wutong Customized Scoring Model delivers services via on-device model deployment and secure multi-party computation. By integrating three core data categories: mobile-side consumption data (mainly customers' consumption records, i.e., phone bills, generated from utilizing various mobile phone functions), stability data (mainly measuring fluctuations of customers' held devices and phone numbers, such as the duration of network access), and abnormality data (mainly covering abnormal usage behaviors such as service suspension due to arrears), the model leverages the underlying data advantages of telecom operators to build a customized scoring solution. It empowers financial scenarios including information verification and risk assessment, helping financial enterprises enhance their risk prevention and control capabilities.

搜集汇总

背景与挑战

背景概述

该数据集基于运营商移动侧的消费行为、设备稳定性和异常使用数据，通过模型计算生成定制评分，主要用于金融场景的风险评估与防控。