FHFA: Conforming Loan Limit
收藏DataCite Commons2025-02-17 更新2025-04-16 收录
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Fannie Mae and Freddie Mac are restricted by law to purchasing
single-family mortgages with origination balances below a specific
amount, known as the “conforming loan limit” (CLL) value. Loans above
this amount are known as jumbo loans.The national conforming loan
limit value for mortgages that finance single-family one-unit
properties increased from $33,000 in the early 1970s to $417,000 for
2006-2008, with limit values 50 percent higher for four
statutorily-designated high cost areas: Alaska, Hawaii, Guam, and the
U.S. Virgin Islands. Since 2008, various legislative acts increased the
conforming loan limit values in certain high-cost areas in the United
States. While some of the legislative initiatives established temporary
limit values for loans originated in select time periods, a permanent
formula was established under the Housing and Economic Recovery Act of
2008 (HERA). The 2025 conforming loan limit values have been set under
the HERA formula. See the latest Conforming Loan Limit values news release here.<br><br>
提供机构：
ICPSR - Interuniversity Consortium for Political and Social Research
创建时间：
2025-02-17
