Employee Cost-Sharing and the Welfare Effects of Flexible Spending Accounts
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Flexible Spending Accounts (FSAs) subsidize out-of-pocket health expenses not covered by employer-provided health insurance, making health care cheaper ex post, but also reducing the incentive to insure. We use a cross section of.rm-level data to show that FSAs are indeed associated with reduced
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美国国家经济研究局创建时间：
2005-05-01
