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Moral Incentives in Credit Card Debt Repayment: Evidence from a Field Experiment

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NBER2015-10-01 更新2025-01-04 收录
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We study the role of morality in debt repayment, using an experiment with the credit card customers of a large Islamic bank in Indonesia. In our main treatment, clients receive a text message stating that non-repayment of debts by someone who is able to repay is an injustice. This moral appeal

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2015-10-01
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