Housing Resilience Action Plan 2030

The Housing Resilience Action Plan 2030 brings together solutions developed by government, insurance, banking, investment, academia and the community sector to address one of the most pressing challenges in Australia’s climate adaptation agenda: What must be done now to support the growing number of legacy homes that cannot access affordable insurance? The scope of this Plan is deliberately focused. It is primarily concerned with existing households living in high‑risk, low‑resilience homes and with reforms that can directly influence insurance affordability—particularly through physical resilience. The Housing Resilience Action Plan sets out a fair, practical and cost‑effective framework to restore private insurance in high‑risk areas, focusing on households for whom resilience upgrades are feasible, while recognising that relocation will be required in some cases.