We provide evidence from field experiments with three different banks that reminder messages increase commitment attainment for clients who recently opened commitment savings accounts. Messages that m
The data and programs replicate the analysis from "Saving More in Groups: Field Experimental Evidence from Chile" by Felipe Kast, Stephan Meier, and Dina Pomeranz (2018).
Automatic enrollment is often used to increase retirement savings. What are the effects of using it (or, alternatively, requiring an active enrollment choice) to increase short-term savings? We evalua
We report on an experiment examining why default options impact behavior. By randomly assigning employees to different varieties of a salary-linked savings account, we find that default enrollment inc