Texas No-Income-Tax Break-Even Dataset (2026): the home price at which Texas property tax cancels the state income tax a relocating household stops paying, by origin state

This dataset accompanies the RelocateMeTX 2026 break-even study: Texas no-income-tax break-even study (RelocateMeTX) Texas levies no state income tax and comparatively high property tax. For each of five origin states, this dataset gives the home price at which Texas effective property tax cancels the state income tax a relocating household stops paying. All monetary values are in US dollars (USD). Formula. Break-even home value = state income tax saved / (Texas effective property-tax rate minus origin-state effective property-tax rate). Scenario. Married filing jointly, USD 200,000 taxable income. Break-even is computed at three Texas effective property-tax rates: 1.40%, 1.80% and 2.00%. Sources. Effective property-tax rates, defined as tax paid as a share of owner-occupied home value, from the Tax Foundation, 2024: California 0.70%, New York 1.30%, Illinois 1.88%, Florida 0.78%, Washington 0.75%, Texas statewide 1.40%. State income tax computed from 2025 state brackets: Illinois flat 4.95% = USD 9,900; California approximately USD 11,477; New York approximately USD 10,864. Florida and Washington levy no state income tax. On the Texas rate range. Texas property-tax rates are highly local, so a range is modelled rather than a single figure. 1.40% is the Tax Foundation statewide figure; roughly 1.6 to 1.7% reflects a Dallas-Fort Worth buyer's effective rate after the USD 140,000 homestead exemption; roughly 2.00% reflects higher-tax urban counties. The headline column uses 1.80%. Results at the 1.80% Texas rate. California: income tax saved USD 11,477, break-even home price USD 1,043,364. New York: saved USD 10,864, break-even USD 2,172,800. Illinois: saved USD 9,900, but Illinois already levies 1.88% property tax, above the modelled Texas rate, so Texas is cheaper at any home price at both the 1.40% and 1.80% Texas rates; at a 2.00% Texas rate the Illinois break-even is USD 8,250,000. Florida and Washington levy no state income tax at origin, so there is no saving and Texas costs more at any home price at every rate modelled. Reading the figures. A break-even is meaningful only alongside its Texas rate assumption. The same New York household breaks even at USD 2,172,800 at a 1.80% rate and at USD 10,864,000 at 1.40%. Files. texas-tax-breakeven-2026.csv and texas-tax-breakeven-2026.json (five origin states by three Texas rates), and texas-tax-breakeven-2026-chart.png, a figure plotted directly from the CSV. Scope note: this dataset ranks origin states. It does not rank Texas metros or suburbs.