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For Better or For Worse: Default Effects and 401(k) Savings Behavior

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NBER2001-12-01 更新2025-01-04 收录
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In the last several years, many employers have decided to automatically enroll their new employees in the company 401(k) plan. Using several years of administrative data from three large firms, we analyze the impact of automatic enrollment on 401(k) participation rates, savings behavior, and asset

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2001-12-01
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