Repossession and the Democratization of Credit
收藏NBER2012-02-01 更新2025-01-04 收录
下载链接：
https://www.nber.org/papers/w17858
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资源简介：
We exploit a 2004 credit reform in Brazil that simplified the sale of repossessed cars used as collateral for auto loans. We show that the change has led to larger loans with lower spreads and longer maturities. The reform expanded credit to riskier, low-income borrowers for newer, more expensive
提供机构：
美国国家经济研究局
创建时间：
2012-02-01
