Credit utilization rate non-financial services start-ups Belgium 2014-2018, by region

This statistic shows the credit utilization rate of start-ups in non-financial services in the Belgian regions of Flanders, Wallonia and Brussels Capital Region from 2014 to 2018. The credit utilization rate is the amount of revolving credit a company uses divided by the total amount of revolving credit it has available. In essence, it shows a company's degree of use of credit facilities. For example, a utilization rate of 60 percent means a company already uses 60 percent of its credit available at the bank. Loaning another 40 percent should therefore not be a problem. The closer a company comes to a 100 percent, though, the less financial breathing space the company has. In December 2018, start-ups in non-financial services from the Brussels Capital Region reached a credit utilization rate of approximately 86 percent.

本统计数据显示了2014年至2018年间，比利时弗拉芒、瓦隆和布鲁塞尔首都大区非金融服务业初创企业的信贷使用率。信贷使用率是指公司所使用的循环信贷总额与其可用的循环信贷总额之比。本质上，它反映了企业对信贷设施的利用率。例如，60%的利用率意味着企业已使用其银行可用的信贷总额的60%。因此，再贷款40%不应构成问题。然而，当企业接近100%的信贷使用率时，其财务缓冲空间将显著减少。截至2018年12月，布鲁塞尔首都大区非金融服务业的初创企业信贷使用率已达到约86%。