客商盈利能力评估数据

客商盈利能力是指客商通过其业务活动创造利润的能力，是衡量客商财务健康和盈利效率的关键指标。本数据的应用场景有以下三方面： 1.客商通过深入分析盈利指标的排名和评分数据，能有效识别和评估其盈利潜力和财务状况，为其盈利策略的制定、业务优化与战略规划、绩效评估与目标设定提供决策支持。 2.市场投资机构通过比较和分析客商的盈利能力水平，有助于判断客商的财务稳健性和投资价值，为其投资决策提供依据。 3.银行或其他金融机构通过分析客商各盈利指标的排名和评分数据，为其对客商的风险评估与管理、信用评级、信贷决策以及资产配置优化提供决策支持。
1．数据获取：从启信宝平台授权获得客商的历史经营数据，包括统计年度、客商ID、营业收入、净利润、平均净资产、利润总额、平均资产总额、客商总数等，并对原始数据进行清洗； 2.计算净资产收益率：净资产收益率=净利润/平均净资产×100%； 3.计算总资产收益率：总资产收益率=净利润/平均资产总额×100%； 4.计算营业净利率：营业净利率=净利润/营业收入×100%； 5.对客商的营业收入、净资产收益率、利润总额、净利润、总资产收益率、营业净利率按从高到低降序进行排名，并计算出其百分比排名（百分比排名=当前排名/客商总数*100%）。 6.按以下规则对百分比排名进行评分转化：前20%（含）：5分；前20%-40%（含）：4分；前40%-60%（含）：3分；前60%-80%（含）：2分；前80%-100%（含）：1分。 7.建立盈利能力评分模型：盈利能力评分=（营业收入评分+净资产收益率评分+利润总额评分+净利润评分+总资产收益率评分+营业净利率评分）/6。

The profitability of enterprises refers to the ability of enterprises to generate profits through their business operations, and is a core indicator for measuring their financial health and profit efficiency. The application scenarios of this dataset are as follows:
1. Enterprises can effectively identify and evaluate their profit potential and financial status by conducting in-depth analysis of the ranking and scoring data of profitability indicators, providing decision support for the formulation of profit strategies, business optimization and strategic planning, performance evaluation and goal setting.
2. Market investment institutions can judge the financial stability and investment value of enterprises by comparing and analyzing their profitability levels, providing a basis for their investment decisions.
3. Banks and other financial institutions can provide decision support for risk assessment and management, credit rating, credit decisions and asset allocation optimization of enterprises by analyzing the ranking and scoring data of each profitability indicator of enterprises.

1. Data acquisition: Authorized historical business data of enterprises are obtained from the Qixinbao Platform, including statistical year, enterprise ID, operating revenue, net profit, average net assets, total profit, average total assets, total number of enterprises, etc., and the raw data are cleaned.
2. Calculation of Return on Equity (ROE): ROE = (Net Profit / Average Net Assets) × 100%.
3. Calculation of Return on Total Assets (ROA): ROA = (Net Profit / Average Total Assets) × 100%.
4. Calculation of Net Profit Margin on Sales: Net Profit Margin on Sales = (Net Profit / Operating Revenue) × 100%.
5. Rank the operating revenue, ROE, total profit, net profit, ROA and net profit margin on sales of enterprises in descending order from high to low, and calculate their percentile ranks (Percentile Rank = Current Rank / Total Number of Enterprises × 100%).
6. Perform score conversion on the percentile ranks according to the following rules: Top 20% (inclusive): 5 points; Top 20%-40% (inclusive): 4 points; Top 40%-60% (inclusive): 3 points; Top 60%-80% (inclusive): 2 points; Top 80%-100% (inclusive): 1 point.
7. Establishment of profitability scoring model: Profitability Score = (Operating Revenue Score + ROE Score + Total Profit Score + Net Profit Score + ROA Score + Net Profit Margin on Sales Score) / 6.

搜集汇总

数据集介绍

特点

该数据集包含676条客商盈利能力评估数据，每年更新一次，适用于企业财务分析、投资决策和金融机构风险评估。数据以xlsx格式存储，包含多项盈利指标及其评分，适用于多种商业场景。