Disentangling Moral Hazard and Adverse Selection in Private Health Insurance
收藏NBER2016-01-01 更新2025-01-04 收录
下载链接：
https://www.nber.org/papers/w21858
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资源简介：
Moral hazard and adverse selection create inefficiencies in private health insurance markets and understanding the relative importance of each factor is critical for policy. We use claims data from a large firm to isolate moral hazard from plan selection. Previous studies have attempted to estimate
提供机构：
美国国家经济研究局
创建时间：
2016-01-01
