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Credit Scores and Inequality across the Life Cycle

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NBER2025-07-01 更新2025-07-19 收录
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https://www.nber.org/papers/w34027
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Credit scores are a primary screening device for the allocation of credit, housing, and sometimes even employment. In the data, credit scores grow and fan out with age; at the same time, income and consumption inequality also increase with a cohorts age. We postulate a simple model with hidden
创建时间:
2025-07-01
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