Annual number of credit card transactions in Indonesia 2012-2022, per capita

The number of times a person in Indonesia used a credit card for payments declined by over 20 percent between in 2020, and only recovered slightly in 2021. In the first year of the coronavirus pandemic, an estimated 1.3 transactions were made per capita - a number that is significantly lower when compared to other countries. Indeed, credit cards are not a popular in-store payment method in Indonesia. Cash made up the majority of in-store payments in Indonesia in 2021, although its market share decreased significantly since COVID-19.

在2020年间，印度尼西亚居民使用信用卡进行支付的次数较前一年下降了超过20%，而到了2021年，这一降幅虽有所收窄。在新冠疫情暴发的首年，人均交易量约为1.3笔，与其他国家相比，这一数字显著偏低。实际上，信用卡在印度尼西亚并非流行的店内支付方式。尽管如此，在2021年，现金仍占据印度尼西亚店内支付市场的主导地位，尽管自COVID-19疫情爆发以来，其市场份额已显著下降。