FCA: Consumer investments data review April - September 2021

The FCA summarises its work to tackle consumer harm in the investment market between 1 April 2021 and 30 September 2021.

The FCA's third consumer investments data review shows how it is being more assertive in tackling harm, including by stopping a quarter of new firms from entering the market. It also provides useful insights into specific areas of its Consumer Investment Strategy, particularly higher-risk investments and scams.

##Key findings include:##
* The FCA found that scam enquiries remained consistently high between April and September 2021. It had over 16,400 enquiries about possible scams in the period, approximately a one third increase on enquiries over the same period in 2020 (12,400).

* The top 4 types of scams reported were boiler rooms, cryptocurrency scams, FCA-impersonation scams and recovery rooms.

* The FCA saw an increase in reports about possible cryptocurrency scams, both to its Supervision Hub (up 14% on the previous 6 months) and its ScamSmart website (up 49%). The FCA Cryptoasset team in Supervision opened over 300 cases relating to potential unregistered cryptoasset businesses in this period, many of which are likely to be involved in scams.

金融行为监管局（FCA）概述了其在2021年4月1日至2021年9月30日期间针对投资市场消费者损害所开展的工作。

FCA的第三次消费者投资数据审查揭示了其在应对损害方面的更加果断措施，包括阻止四分之一的新公司进入市场。此外，它还提供了对其消费者投资战略特定领域的有益见解，特别是在高风险投资和骗局方面。

##主要发现包括：##
* 金融行为监管局发现，从4月到9月，关于可能存在的骗局询问始终维持在较高水平。在该期间，其收到的有关可能骗局的询问超过16,400起，较2020年同期（12,400起）增长了约三分之一。
* 报告中排名前四的骗局类型分别为炒房房间、加密货币骗局、模仿FCA的骗局和恢复室。
* 金融行为监管局观察到有关可能存在的加密货币骗局的报告有所增加，这不仅体现在其监督中心（较前6个月上升了14%）和ScamSmart网站（上升了49%）上。在此期间，金融行为监管局的加密资产团队在监督领域打开了超过300起与潜在未注册加密资产业务相关的案件，其中许多可能涉及骗局。