mobile payment 2024

Data collected through the WJX platform for research on mobile payment related topics. Mobile payments are becoming global. However, most studies focus on the factors that influence the adoption of mobile payments but rarely discuss the scenarios after adoption. Understanding the antecedent and moderating variables that affect the continuous adoption of mobile payment by consumers is helpful for the strategic development of APP providers. In this paper, a stimulus-organic-response (S-O-R) framework was proposed based on the adoption factors of mobile payment applications. Therefore, we propose that changes in satisfaction, flow, and resistance positively affect the continued use of mobile payment apps. We tested the model with a survey of 524 mobile payment users. The data is about convenience, security, network externalities, compatibility, media literacy, and self-efficacy etc.
H1a. Perceived convenience impact on satisfaction.
H1b. Perceived convenience impact on flow.
H1c. Perceived convenience impact on resistance to change.
H2a. Perceived compatibility impact on satisfaction.
H2b. Perceived compatibility impact on flow.
H2c. Perceived compatibility impact on resistance to change.
H3a. Perceived security impact on satisfaction.
H3b. Perceived security impact on flow.
H3c. Perceived security impact on resistance to change.
H4a. Perceived network externality impact on satisfaction.
H4b. Perceived network externality impact on flow.
H4c. Perceived network externality impact on resistance to change.
H5a. Mobile media literacy impact on satisfaction.
H5b. Mobile media literacy impact on flow.
H5c. Mobile media literacy impact on resistance to change.
H6a. Mobile self-efficacy impact on satisfaction.
H6b. Mobile self-efficacy impact on flow.
H6c. Mobile self-efficacy impact on resistance to change.
H7a. Perceived flow impact on satisfaction.
H7b. Perceived flow impact on resistance to change.
H8. Perceived satisfaction impact on continuance.
H9. Perceived flow impact on continuance.
H10. Resistance to change impact on continuance.

本研究数据源自WJX平台，针对移动支付相关主题进行收集。随着移动支付的全球普及，大部分研究聚焦于影响移动支付采纳的因素，却鲜少探讨采纳后的应用场景。深入理解影响消费者持续采纳移动支付的前因和调节变量，对于APP提供商的战略发展具有重要意义。本文基于移动支付应用的采纳因素，提出了刺激-有机反应（S-O-R）框架。因此，我们提出，满意度的变化、沉浸感的提升及改变的阻力对移动支付应用的持续使用具有正向影响。本研究通过对524位移动支付用户的调查对模型进行检验。数据涉及便捷性、安全性、网络外部性、兼容性、媒体素养和自我效能等方面。

H1a. 感知便捷性对满意度的影响。
H1b. 感知便捷性对沉浸感的影响。
H1c. 感知便捷性对改变阻力的感知影响。
H2a. 感知兼容性对满意度的影响。
H2b. 感知兼容性对沉浸感的影响。
H2c. 感知兼容性对改变阻力的感知影响。
H3a. 感知安全性对满意度的影响。
H3b. 感知安全性对沉浸感的影响。
H3c. 感知安全性对改变阻力的感知影响。
H4a. 感知网络外部性对满意度的影响。
H4b. 感知网络外部性对沉浸感的影响。
H4c. 感知网络外部性对改变阻力的感知影响。
H5a. 移动媒体素养对满意度的影响。
H5b. 移动媒体素养对沉浸感的影响。
H5c. 移动媒体素养对改变阻力的感知影响。
H6a. 移动自我效能对满意度的影响。
H6b. 移动自我效能对沉浸感的影响。
H6c. 移动自我效能对改变阻力的感知影响。
H7a. 感知沉浸感对满意度的影响。
H7b. 感知沉浸感对改变阻力的感知影响。
H8. 感知满意度对持续使用的影响。
H9. 感知沉浸感对持续使用的影响。
H10. 改变阻力的感知对持续使用的影响。