Ameribase Digital - Home Owners by Lendable Home Equity Database - 60MM USA Postal Records

Equity is defined as the value in your home, and is calculated by subtracting all outstanding mortgages from the market value of the home. Interest rates are going down and home values are also declining. This expansive database provides up-to-date lendable equity value for these homeowners. In part sourced from county property transactions, Homestyle™ provides this new expansive database with selects including living space square footage, number of bedrooms, lot size and number of loans. This database is also enhanced with responsive consumer survey data providing self reported demographics like age, income, marital status and number of children present in household.

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背景与挑战

背景概述

该数据库包含6000万美国邮政记录的房主可贷净值数据，通过房产市值减去未偿还贷款计算净值，涵盖居住面积、卧室数量等房产信息，并整合了消费者自报的年龄、收入等人口统计信息。数据源自县房产交易记录和Homestyle™系统，反映当前市场环境下的可贷资产价值。