A Quantitative Theory of the Credit Score
收藏NBER2020-08-01 更新2025-01-04 收录
下载链接：
https://www.nber.org/papers/w27671
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资源简介：
What is the role of credit scores in credit markets? We argue that it is a stand in for a market assessment of a persons unobservable type (which here we take to be patience). We pose a model of persistent hidden types where observable actions shape the public assessment of a persons type via
提供机构：
美国国家经济研究局
创建时间：
2020-08-01
