A Quantitative Theory of the Credit Score
收藏数据链接：
官方服务：
资源简介：
What is the role of credit scores in credit markets? We argue that it is a stand in for a market assessment of a persons unobservable type (which here we take to be patience). We pose a model of persistent hidden types where observable actions shape the public assessment of a persons type via
提供机构：
美国国家经济研究局创建时间：
2020-08-01
