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Measuring Bias in Consumer Lending

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NBER2018-09-01 更新2025-01-04 收录
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This paper tests for bias in consumer lending decisions using administrative data from a high-cost lender in the United Kingdom. We motivate our analysis using a simple model of bias in lending, which predicts that profits should be identical for loan applicants from different groups at the margin

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2018-09-01
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