Turning Workers into Savers? Incentives, Liquidity, and Choice in 401(k) Plan Design
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We develop a comprehensive model of 401(k) pension design that reflects the complex tax, savings, liquidity and investment incentives of such plans. Using a new dataset on some 500 plans covering nearly 740,000 workers, we show that employer matching contributions have only a modest impact on
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美国国家经济研究局创建时间：
2005-10-01
