Non-performing loans ratio in selected European countries 2005-2022

In 2022, Spain still was one major European economies with the highest non-performing loan ratios. The non-performing loans (NPL) ratio fluctuated more in Italy than in some of the other largest European countries. At the same time, the value of NPLs in the United Kingdom amounted to less than one percent of their total gross loans that year. The Italian bank Intesa Sanpaolo was one of the largest sellers of NPLs in Europe.

在2022年，西班牙仍为欧洲主要经济体中非performing loan比率最高的国家之一。意大利的非performing loan比率波动幅度大于其他一些欧洲最大经济体。与此同时，英国当年的非performing loan价值仅占其总贷款总额的不到一百分比。意大利的Intesa Sanpaolo银行是欧洲最大的非performing loan出售者之一。