泉融通-齐鲁科创贷指标数据

为进一步做深做实科技金融文章，助力推进济南市科创金融改革试验区建设，“泉融通”平台与齐鲁银行深化合作，基于济南市公共数据授权运营机制，充分发挥济南市公积金数据价值，共同研发公积金评价指标，有效赋能齐鲁银行经营性贷款产品“泉融-齐鲁科创贷”快速审批、智能风控，缓解科技型中小企业融资难、融资贵问题。To further deepen and solidify the work of technology finance and support the construction of the Jinan Sci-tech Financial Reform Pilot Zone, the "Quantongrong" Platform and Qilu Bank have deepened their cooperation. Based on the public data authorization and operation mechanism of Jinan City, they have given full play to the value of Jinan's housing provident fund data, jointly developed housing provident fund evaluation indicators, and effectively empowered the operating loan product "Quanrong-Qilu Sci-tech Innovation Loan" of Qilu Bank with rapid approval and intelligent risk control capabilities, thereby alleviating the financing difficulties and high financing costs faced by tech-based small and medium-sized enterprises (SMEs).

搜集汇总

背景与挑战

背景概述

该数据集是济南市'泉融通'平台与齐鲁银行联合开发的金融风控数据产品，通过公积金评价指标为'齐鲁科创贷'提供智能审批和风控支持，旨在解决科技型中小企业融资难问题。