AI-Driven Fintech Solutions for Strategic Business Management: Enhancing Financial Decision-Making, Risk Assessment, and Operational Efficiency

The convergence of Artificial Intelligence (AI) and Financial Technology (Fintech) has catalyzed a paradigm shift in strategic business management. This paper explores how AI-powered Fintech solutions are revolutionising financial decision-making, operational efficiency, and risk mitigation in modern enterprises. Through mixed-method research involving statistical regression, thematic case analysis, and financial modeling across 500 firms, the study evaluates how full and partial adoption of AI-Fintech tools (e.g., intelligent credit scoring, fraud detection, and predictive analytics) influence revenue growth, forecast accuracy, and budgeting efficiency