Value of PMJDY deposits in India 2023, by major private bank

The Pradhan Mantri Jan-Dhan Yojana distributed over 58 billion Indian rupees in deposits to beneficiaries through major private sector banks as of August 2023 in India. HDFC Bank Ltd had the highest deposits of over 20 billion Indian rupees, even though ICICI Bank Ltd had the highest number of beneficiaries during the measured time period.The Pradhan Mantri Jan-Dhan Yojana was a financial inclusion program which was applicable citizens between 18 and 65 years old. It aimed to expand and make affordable access to financial services such as bank accounts, remittances, credit, insurance and pensions. Launched in August 2014, the scheme was criticized by the opposition as an effort to please voters that has created unnecessary work-burden on public-sector banks. It claimed that the poor deserved food more than bank accounts and financial security.

截至2023年8月，印度政府推行的‘总理国家直接受益计划’（Pradhan Mantri Jan-Dhan Yojana）已向受益人通过主要私营银行发放了超过580亿印度卢比的存款。 HDFC银行有限公司拥有超过200亿印度卢比的最高存款额，尽管在测量期间，ICICI银行有限公司拥有最多的受益人数量。该计划是一项旨在扩大并使金融服务业，如银行账户、汇款、信贷、保险和养老金等，对18至65岁公民可负担访问的金融包容计划。该计划于2014年8月启动，遭到了反对派的批评，认为其是一项旨在取悦选民的努力，给国有银行带来了不必要的负担。反对派声称，穷人更需要食物而非银行账户和金融保障。